Rental income required calculator

Using this calculator

The maximum loan amount may vary when selecting an individual product because the rate offered is dependent on the rental income ratio meeting our lending criteria. Please check our stress rates and interest cover ratio criteria for more information.

Please note landlords must have no more than three rental properties on completion of the new The Mortgage Works mortgage, to use the lower rate taxpayer 125% Interest Cover Ratio.

Property or loan details

What’s the application type?

Purchase

What’s the Interest Cover Ratio (ICR)?

BTL High rate tax 145%

What’s the property’s estimated purchase price or valuation?

Error: Property must be valued at £50,000 or more.

What’s the loan required?

Error: For HMO products, the loan amount must not be higher than £750,000.

Error: The loan amount must be between £25,001 and £1,500,000.

Error: Loan required cannot be greater than the purchase price or valuation.

Calculate

N.B. This communication, and the business activity that it relates to, is for professional

intermediaries only. This communication isn’t for customer use. If you’re not a professional

intermediary, you mustn’t rely upon this communication.

‡ All arrangement fees may be added to the loan. Interest will be charged.

Limited Company products are available but not shown on this calculator.

Large Portfolio product range is available to clients with more than 10 mortgaged Buy to Let properties at completion.

Products are available through TMW Online. Only available for single property applications.

Please view our lending criteria for terms and conditions.