Lending Criteria A-Z

We want you to be able to use our services quickly and easily, so that's why we've listed out all of our lending criteria in alphabetical order.

Take a look



Tools

Our most popular tools will help you find the best options for your client.

Maximum borrowing calculator

How much can we lend?

See loan amounts and LTVs to suit your client's needs.

Maximum borrowing calculator

Product finder

Have you seen our best deals?

With filtering based on your client's needs, our Product finder does the hard work for you.

Product finder

Rental income calculator

How much does the property rent for?

Confirm the rental income to cover a range of our products.

Rental income required calculator

Chat with us

Our experienced advisers are here if you need pre-application support.

Mondays - 9.30am - 5.00pm

Tuesday to Friday - 9.00am – 5.00pm

Chat now

Service updates

Average number of working days from application to offer.

Standard BTL - 11 days
Portfolio - 13 days
Limited Company - 12 days

Average number of working days for document assessment: 2 days

See full details

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Our exclusive Private Rental Energy Performance Report


Decarbonising and adapting the UK's housing stock remains critical if the UK is to meet its 2050 emissions targets.

Our latest exclusive report explores the energy efficiency of the UK's private rented stock and how this is evolving.


Read the full report

Latest news

Keep up to date on our latest product, lending criteria updates and news, as well as our Landlord Panel Insight hub.

Read more latest news