What would you like to do?

Purchase: Buy a property to let out

Switch: To a new rate on an existing mortgage with The Mortgage Works.

Further Advance: Borrow more on a mortgage you already have with The Mortgage Works.

Remortgage: Move a mortgage from another lender to The Mortgage Works

Is the property a House in Multiple Occupation (HMO)?

What's an HMO?

A HMO is a property that's lived in by 5 or more people from 2 or more different households. They share facilities in the property.

Yes

No

Are you applying for a mortgage through a limited company?

Yes

No

How many mortgaged Buy to Let properties do you have?

Why are you asking me this?

Depending on your portfolio size, we’ll show you different products.

10 or less

More than 10

Are you borrowing to make green improvements?

What does this mean?

Our Green Further Advance mortgage gives you a lower initial interest rate. However, you must use all the money to make green improvements. For more information and the eligibility criteria, see our Green Further Advance mortgages page.

Yes

No

What Loan to Value (LTV) are you interested in?

What does LTV mean?

The Loan to Value is the percentage of the property value you need to borrow. For example, if you have a 25% deposit, your LTV would be 75%. You’ll normally get access to better rates if your LTV is lower.

50%

55%

60%

65%

70%

75%

80%