Reintroducing 80% LTV & £0 fee options

From Thursday 1 July 2021, we’ll be reintroducing 80% LTV and £0 fee products across our New Business ranges.

New products will offer your client greater choice when assessing their options with The Mortgage Works (TMW). However, to balance the need to support a key segment of the Buy to Let market, whilst recognising future ambitions across the Private Rental Sector to achieve more energy efficient homes, TMW's range of 80% LTV products will be available where the property has an EPC rating of C or above.

Please see below for full details:

Buy to Let - Purchase and Remortgage

  • 2 Year Fixed rate, 2.09%, 65% LTV with £0 fee - New Product
  • 2 Year Fixed rate, 2.29%, 75% LTV with £0 fee - New Product
  • 2 Year Fixed rate, 2.49%, 80% LTV with 2% fee - New Product
  • 2 Year Fixed rate, 2.99%, 80% LTV with £995 fee - New Product
  • 2 Year Fixed rate, 3.59%, 80% LTV with £0 fee - New Product

  • 5 Year Fixed rate, 2.24%, 65% LTV with £0 fee - New Product
  • 5 Year Fixed rate, 2.44%, 75% LTV with £0 fee - New Product
  • 5 Year Fixed rate, 2.99%, 80% LTV with 2% fee - New Product
  • 5 Year Fixed rate, 3.19%, 80% LTV with £995 fee - New Product
  • 5 Year Fixed rate, 3.69%, 80% LTV with £0 fee - New Product

Buy to Let - Purchase and Remortgage (Free Standard Valuation & £250 Cashback)

  • 2 Year Fixed rate, 2.29%, 65% LTV with £0 fee - New Product
  • 2 Year Fixed rate, 2.44%, 75% LTV with £0 fee - New Product
  • 2 Year Fixed rate, 2.69%, 80% LTV with 2% fee - New Product
  • 2 Year Fixed rate, 3.19%, 80% LTV with £995 fee - New Product
  • 2 Year Fixed rate, 3.69%, 80% LTV with £0 fee - New Product

  • 5 Year Fixed rate, 2.34%, 65% LTV with £0 fee - New Product
  • 5 Year Fixed rate, 2.54%, 75% LTV with £0 fee - New Product
  • 5 Year Fixed rate, 3.09%, 80% LTV with 2% fee - New Product
  • 5 Year Fixed rate, 3.29%, 80% LTV with £995 fee - New Product
  • 5 Year Fixed rate, 3.79%, 80% LTV with £0 fee - New Product

Buy to Let - Remortgage Only (Free Standard Valuation and Free Legals)

  • 2 Year Fixed rate, 1.99%, 65% LTV with £0 fee - New Product
  • 2 Year Fixed rate, 2.24%, 75% LTV with £0 fee - New Product

  • 5 Year Fixed rate, 2.34%, 65% LTV with £0 fee - New Product
  • 5 Year Fixed rate, 2.49%, 75% LTV with £0 fee - New Product

Buy to Let - Further Advance Only (Free Valuation)

  • 2 Year Fixed rate, 65% LTV with 1% fee - reduced from 1.99% to 1.49%
  • 2 Year Fixed rate, 65% LTV with £0 fee - reduced from 2.49% to 1.99%
  • 2 Year Fixed rate, 75% LTV with 1% fee - reduced from 2.14% to 1.74%
  • 2 Year Fixed rate, 75% LTV with £0 fee - reduced from 2.64% to 2.24%

  • 5 Year Fixed rate, 65% LTV with 1% fee - reduced from 2.69% to 2.14%
  • 5 Year Fixed rate, 65% LTV with £0 fee - reduced from 2.89% to 2.34%
  • 5 Year Fixed rate, 75% LTV with 1% fee - reduced from 2.79% to 2.29%
  • 5 Year Fixed rate, 75% LTV with £0 fee - reduced from 2.99% to 2.49%

Limited Company Buy to Let - Purchase and Remortgage (Free Valuation)

  • 2 Year Fixed rate, 2.79%, 80% LTV with 2% fee - New Product
  • 2 Year Fixed rate, 3.49%, 80% LTV with £995 fee - New Product
  • 2 Year Fixed rate, 3.79%, 80% LTV with £0 fee - New Product

  • 5 Year Fixed rate, 3.49%, 80% LTV with 2% fee - New Product
  • 5 Year Fixed rate, 3.74%, 80% LTV with £995 fee - New Product
  • 5 Year Fixed rate, 3.89%, 80% LTV with £0 fee - New Product

Let to Buy - Remortgage Only (Free Standard Valuation and £250 Cashback)

  • 2 Year Fixed rate, 3.39%, 80% LTV with £995 fee - New Product

  • 5 Year Fixed rate, 3.49%, 80% LTV with £995 fee - New Product

Large Portfolio Buy to Let- Purchase and Remortgage (Free Standard Valuation and £250 Cashback)

  • 2 Year Fixed rate, 3.49%, 80% LTV with £995 fee - New Product

  • 5 Year Fixed rate, 3.74%, 80% LTV with £995 fee - New Product

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