5 time-saving tips for portfolio applications

We understand that submitting a portfolio application is more complex, as it requires you to key more information and has to be packaged differently to a regular BTL application.

So, to make it easier to submit business, here are our top 5 time-saving tips to consider when submitting your next application.

1. Upload your client's BTL Portfolio details to the Portfolio Portal

To ensure we process your application in the most effective way, please upload your client's portfolio details to the Portfolio Portal - as it saves you time by validating property details automatically and sends the results to our dedicated team of portfolio underwriters for assessment.

2. Download the range of supporting documents

Property Schedule form - This form is a convenient way for you to record your client's portfolio information.

Portfolio Portal guidance notes - These notes contain useful hints and tips to guide you through the process of submitting a case.

3. Please don't make any changes to the Property Schedule form

Remember, making changes to the Property Schedule form, such as adding new columns, changing column headers and providing additional information that we haven't requested could delay your application.

4. Only declare relevant properties

We'll ask for your client's holiday lets and any properties owned within a Limited Company but please don't include any commercial properties. Including properties we haven't asked for could also delay your application.

5. And finally, if you're creating multiple applications for the same applicant(s), submit them at the same time

Multiple applications can be underwritten at the same time, which means you're less likely to be asked for duplicate documents.

And if a Buy to Let property is jointly owned between your clients, you only need to enter them under one applicant, not both.


We hope you've found these tips useful but if you're still unsure about anything during the application process, make sure you first check our portfolio landlord webpage, or talk to one of our experienced Business Development Advisers online through Broker Chat.