Easier. Better. Smoother. Fresher.
We’ve worked to improve the choice and support we offer you and your clients. Here are some of the improvements we’ve made over the last 12 months.
Wider product choice
- We launched our Limited Company BTL range*
- You now have a dedicated product range for larger portfolio clients*
- You have a choice of 10 year fixed rate products, with the option of either 5 or 10 year ERCs
- We reduced our stress rates for longer term fixed rate and like-for-like remortgage applications.
You can also view our product guide to see our latest range of products
* Remember, we pay increased procuration fees for Specialist cases.
Saving you time
- We simplified the existing portfolio affordability assessment process, so that the stress rate and maximum LTV applied across your client's existing portfolio is now determined by its size.
- The offer validity period for remortgage and further advance applications was extended to 6 months
- We reduced the number of proofs required for evidence of deposit
- You now receive an email once your client's valuation has been booked with the date and time of the appointment
- We simplified how we stress Further Advance applications for clients whose existing product is coming to an end.
And don’t forget:
- Our product range includes 80% LTV options and a choice of terms (2, 5 & 10 year)
- There are no maximum age limits for Experienced Landlord applications up to 65% LTV
- There are no minimum income requirements
- We pay procuration fees for new product switch applications.
If you have a question, you can contact a Business Development Adviser in one of our regional teams using Broker Chat.