Easier. Better. Smoother. Fresher.

We’ve worked to improve the choice and support we offer you and your clients. Here are some of the improvements we’ve made over the last 12 months.

Wider product choice

  • We launched our Limited Company BTL range*
  • You now have a dedicated product range for larger portfolio clients*
  • You have a choice of 10 year fixed rate products, with the option of either 5 or 10 year ERCs
  • We reduced our stress rates for longer term fixed rate and like-for-like remortgage applications.

You can also view our product guide to see our latest range of products

* Remember, we pay increased procuration fees for Specialist cases.

Saving you time

  • We simplified the existing portfolio affordability assessment process, so that the stress rate and maximum LTV applied across your client's existing portfolio is now determined by its size.
  • The offer validity period for remortgage and further advance applications was extended to 6 months
  • We reduced the number of proofs required for evidence of deposit
  • You now receive an email once your client's valuation has been booked with the date and time of the appointment
  • We simplified how we stress Further Advance applications for clients whose existing product is coming to an end.

And don’t forget:

  • Our product range includes 80% LTV options and a choice of terms (2, 5 & 10 year)
  • There are no maximum age limits for Experienced Landlord applications up to 65% LTV
  • There are no minimum income requirements
  • We pay procuration fees for new product switch applications.

If you have a question, you can contact a Business Development Adviser in one of our regional teams using Broker Chat.