How much can be borrowed calculator

Using this calculator

Maximum loan amounts may vary by product pay rate. Please check our stress rates and interest cover ratio criteria for more information.

Please note landlords must have no more than three rental properties on completion of the new The Mortgage Works mortgage, to use the lower rate taxpayer 125% Interest Cover Ratio.

Property or loan details
BTL High rate tax 145%

Error: Property must be valued at £50,000 or more.

Error: Estimated rental income must be between £1 and £99,999.

N.B. This communication, and the business activity that it relates to, is for professional
intermediaries only. This communication isn’t for customer use. If you’re not a professional
intermediary, you mustn’t rely upon this communication.

‡ All arrangement fees may be added to the loan. Interest will be charged. 

† Free standard valuation and free standard legals or cashback products

Limited Company products are available but not shown on this calculator.

Large portfolio product range is available to clients with more than 10 mortgaged Buy to Let properties at completion.

Products are available through TMW Online. Only available for single property applications.

Please review our lending criteria for terms and conditions.