Rental income required calculator

The maximum loan amount is dependent on the individual product selected as the rate offered is dependent on the rental income ratio meeting our lending criteria.

Check our stress rates and interest cover ratio criteria.

Please note landlords must have no more than three rental properties on completion of the new TMW mortgage, to use the BTL low rate tax 125% Interest Cover Ratio.

Property/loan details


N.B. This communication is distributed to experienced investment professionals only and the investment or investment activity to which it relates is available only to, or will be engaged in only with, such professionals. This communication is not for use by the public. If you do not have professional experience in matters relating to these investments, you must not rely upon this communication.

‡ All arrangement fees may be added to the loan. Interest will be charged.

The maximum loan for First Time Landlord and Let to Buy applications is £500k up to 70% LTV and £350k over 70% LTV.

The maximum loan for Houses in Multiple Occupation (HMO) applications is £750k up to 65% LTV

Products are available through TMW Online. Only available for single property applications. Please view our Lending criteria for terms and conditions.