How much can be borrowed?

Check our stress rates and interest cover ratio criteria.

Please note landlords must have no more than three rental properties on completion of the new TMW mortgage, to use the BTL low rate tax 125% Interest Cover Ratio.

We're currently updating our calculators to reflect our new 5.99% stress rate for lending over 75% LTV, with product terms under 5 years.

Property/loan details


N.B. This communication is distributed to experienced investment professionals only and the investment or investment activity to which it relates is available only to, or will be engaged in only with, such professionals. This communication is not for use by the public. If you do not have professional experience in matters relating to these investments, you must not rely upon this communication.

‡ All arrangement fees may be added to the loan. Interest will be charged.

† Free standard valuation and free standard legals or cashback products.

Products are available through TMW Online. Only available for single property applications. Please view our Lending criteria for terms and conditions.