A-Z lending criteria


F
J
K
L
Q
U
W
X
Y
Z

A

Acceptable builders
Acceptable income
Address change (security)
Additional borrowing
Additional product features
Affordability
Age
Applicant combinations
Applicant definitions
Applicant details

B

Builders
Builder incentives / cashback (as deposit)
Business (deposit)
Buy to Let criteria

C

Capital repayment allowance
Cashback
Change of security address
Company (deposit)
Consumer Buy to Let
Conveyancers

D

Deposit sources

E

Equity (as deposit)
Experienced landlord

F

First time buyer
First time landlords
Foreign nationals
Free standard legal fees
Free standard valuations
Further advances

G

Gifts (as deposit)
Gift from a non-UK donor (as deposit)
Gift from a UK donor (as deposit)

H

Houses in Multiple Occupation (HMO)
HMO valuations
Home reports
Housing Association properties

I

Inheritance (as deposit)
Income
Interest cover ratio

L

Let to Buy
Limited companies
Loan purpose
Local Authority owned properties

M

Maximum age
Maximum loan per property
Maximum LTV per property
Maximum overall exposure per application
Minimum age
Minimum income
Minimum lease on leasehold properties
Minimum loan
Minimum property value / purchase price

N

New builds
New business application submission

O

Offer validity

P

Pensions (as deposit)
Personal income
Portability
Portfolio landlords
Post completion lending criteria
Private sales
Product switches
Proof of income
Proof of source of deposit
Properties next door
Property concentration exposure limits
Property developers
Property investment clubs / companies
Property not owned in personal name
Property restrictions
Property substitution
Purpose built flats and studio flats

R

Remortgages
Rental income
Rental stress rate
Repayment of loans (as deposit)
Residency
Restrictions

S

Sale and rent back
Savings (as deposit)
Scheme abuse
Scottish valuations
Second charges
Separate legal representation
Solicitors
Source of deposit
Specialist Security valuation fees
Stocks / shares (as deposit)
Stress rate
Switching

T

Tenancy agreements
Term
Transcribed valuations

V

Valuation appeals
Valuation fees
Valuation policy
Valuations - Scotland
Valuations - HMOs